Adult Learner Loans

Apply for an Advanced Learning Loan today and explore a range of funding opportunities to study towards courses and qualifications of your choice at an extensive list of accredited colleges and awarding bodies across the United Kingdom.

Study towards your Level 3 qualification in practical and vocational subjects that include Accounting, Drama, and Health and Safety. Alternatively, apply for an Advanced Learning Loan to aid your study towards A Levels or an Access to Higher Education Diploma.

Eligibility for the Advanced Learning Loan is calculated on a non-means tested basis with zero requirement for preliminary credit checks. The amount you will be entitled to receive is calculated based on a few variables of circumstance; including your age, course to be studied, course provider, and your nationality or residency status.

Advanced Learning Loans are repayable only when your income surpasses £21,000 per year and can be paid off at a rate of £7.50 per month. If you progress and complete a Higher Education degree at University the remaining balance of your ALL will be ‘written off’, including any interest accumulated on the loan.

See below for further eligibility, funding, and course provider information.

Funding


Funding for an Advanced Learning Loan is determined by the type of course you’re studying, your course fees, and the maximum amount of loan available towards your course. The minimum amount that a student or learner can borrow is £300 which is paid directly to the college or training provider. In addition, you aren’t required to borrow the full cost of the course – you can pay for some yourself.

If your course starts before August 1, 2016:



Apply for up to 4 loans in total but only one loan must be borrowed at a time. You are not permitted to apply for another loan to take the same level of a course due to our strict previous study rulings, e.g. the same level qualification in German if you’ve already had a loan for the same level in Italian.

If your course starts on or after August 1, 2016:



Apply for up to 4 loans in total and borrow more than one at the same time. You can apply for another loan to take the same level of another course e.g. the same level qualification in Mathematics if you’ve already had a loan for the same level in English.

You can only apply once to an Access to Higher Education course.

A Levels



You can apply for funding for up to 4 A Levels, this means you can have up to 8 loans if you’re studying for each A Level as two separate courses. Courses must be in the same AS Level subject to qualify for the full A Level.

You can get 3 or more loans for non A Level courses either before or after your A Levels begin. 


Eligibility

Eligibility for an Advanced Learning Loan is determined by your course, training provider, age, nationality or residency status.

If your course starts before August 1, 2016:

  1. you must be 24 or older on the first day of your course
  2. your course must be
    1. A level 3 or 4 qualification, e.g. A Levels

    2. At an approved college or training provider in England

    For further insight into if your course or provider is funding visit your course provider homepage or contact them.

    If your course starts on or after August 1, 2016:

    1. you must be 19 or older on the first day of your course
    2. your course must be
      1. A level 3, 4, 5 or 6 qualification, e.g. A Levels or graduate certification.
      2. At an approved college or training provider in England.

      Your nationality or residency status:

      In most cases, all of the following must apply,

      1. be living in the UK on the first day of your course
      2. have been living in the UK, Channel Islands or Isle of Man for 3 years before starting your course
      3. be a UK national or have ‘settled status’ (this means there are no restrictions on how long you can stay)

      You may also qualify if you’re:

      1. a UK national, or someone with settled status, but you live somewhere else in the European Economic Area (EEA)
      2. an EU national or a family member of one
      3. not a UK national but you’ve lived in the UK for at least 20 years (or at least half of your life)
      4. a refugee
      5. a migrant worker
      6. the child of a Swiss national
      7. the child of a Turkish worker
      8. under humanitarian protection or a relative of someone who has been granted it

      From August 1, 2017 you may also qualify if you aren’t a resident in the UK but are a serving member of the UK Armed Forces (or their spouse, civil partner, or dependent parent living with them).